CARIBBEAN ROOTS. REGIONAL AMBITION.

Built from lived Caribbean experience.

KaribPay is headquartered in Saint Vincent and the Grenadines and operates under Karib Group of Companies Ltd.

Meet Our Network

OUR PURPOSE

Payment Infrastructure. Built for the Caribbean.

Our ambition is to build the Caribbean’s leading merchant distribution network and become a trusted regional payments platform. We are starting with merchant distribution and gateway technology, working alongside regulated financial institutions.

FOUNDER & CEO

Terrel Headley Joseph

Terrel Headley Joseph brings leadership experience across telecommunications, customer operations and financial services in Canada and the Caribbean.

Terrel Headley Joseph, Founder and CEO of KaribPay
“We’re building KaribPay from the lived reality of Caribbean people and businesses—and we’re taking the time to get trust, usability and compliance right.”

LISTEN TO THE MARKET

Build what businesses actually need.

KaribPay began with a broader digital-wallet concept. Engagement with merchants, financial institutions and payment-industry stakeholders clarified the opportunity: build the distribution channel and merchant-facing technology that help businesses access digital payment acceptance.

Investor Relations

Building responsibly.

KaribPay is developing its merchant network and payment gateway platform. Commercial payment services are subject to applicable approvals, partner arrangements and commercial availability. The relevant regulated provider makes merchant acquiring decisions. KaribPay does not currently offer independent acquiring or settlement services. Geographic availability depends on approved partner coverage. Sandbox transactions use test values only and do not involve real money.